Hi, I am a Canadian citizen, however I have been living in the United States for the last 12 years. I am planning on moving back to Ontario, but I understand there is a 3 month waiting period before you are able to obtain your ohip card. Where can I buy health insurance to cover me during the three month waiting period?
Please don’t tell me “buy private insurance” I already know that. But none of the insurance companies seem to have anything I need. They offer life insruance, dental, supplemental, Travel but I don’t see any regular old health insurance. I am sure I am not looking in the correct places or for the correct thing, but I don’t know what else to look for! If you could give me specific websites selling the insurance I need PLEASE that would be just splendid!!
Thank you very much for your help!
During the waiting period, you can purchase private health insurance through a private insurance company if you meet the company’s eligibility requirements.
Contact a private insurance company or call the Canadian Life and Health Insurance Association Inc. at 1-800-268-8099. In Toronto, call 777-2344. (or outside Toronto but in an area where the toll free number doesn’t work, put 416 in front)
You will have to purchase a ‘Visitors to Canada’ plan. No private insurer can sell a plan that covers what OHIP covers, they can only sell a plan that covers what OHIP doesn’t cover (eye glasses, dental, etc). The Visitors to Canada plan would only cover Emergency Medical costs. Everything else you’ll have to wait for your OHIP coverage. See below for more details.