I’m travelling to Brazil in a couple of weeks’ time via London Heathrow. I’m trying to wade my way through the quagmire that is travel insurance policy wording at the moment and need some help.
One of my concerns is that I am flying from another UK airport to Heathrow with BA. At Heathrow I am due to catch a connecting flight to Brazil with non-BA-affiliated TAM airlines (presumably this means I need to collect my baggage at Heathrow and recheck it?). Given the looming BA strikes I’m concerned about the possibility of missing my connecting flight if there are delays/cancellations of BA flights from my home town to Heathrow. I can’t seem to find insurance that specifically advises whether I would be covered in such an event.
Another concern is baggage loss. I’ve come across lots of policies that claim £1,000 or even £1,500 “lost baggage cover”, but when the policy wording is examined what is actually being offered is usually something paltry like £50 per lost bag. Therefore, as I will only be taking one case (the contents of which will be valued at considerably more than £50) is there any point is purchasing insurance? This seems to be the same with medical cover too.
Any travel insurance advice?
Thank you in advance.