My husband and I are very poor and do not have medical or life insurance.
He has lost several jobs (due to his mean, spiteful ex-wife), and is several thousand dollars behind in child support.
If I get a job and am able to purchase life insurance on him, and he dies, his ex-wife will definitely sue me for the money since he owes her money.
I am his Wife, she is not – although she is the legal guardian of his children. Will she win in court if she were to sue me for life insurance that I purchased and paid for out of my own salary?
What if he were, God forbid, he dies in a car accident (he travels frequently) and I receive a monetary settlement. Will she be able to take that from me?
Remember, HE owes the child support. They are not my children.
Does his child support obligation end at death, or does his estate (me) have to pay her any of MY money, as his wife?
p.s. She holds a 0,000 life insurance policy on him – so she WILL get paid when he dies. She also lives in a 1/2 million $ house in a gated country club – and has over million in money and assets. She’s NOT broke by any means.
Marie, he is most certainly NOT a deadbeat! My husband works TWO jobs to pay her 50% of every dime he makes!
He lost his law license because of her constant lies – she is a sociopath. The backwoods southern GA Judge refused to grant him a modification of child support, because he has a law degree BUT without a license YOU CANNOT PRACTICE LAW. It is a double edged sword.
He is a 10 times better parent than she is, but because she is female, she gets away with her lies and spiteful behavior.
I know that God is watching and her Judgement is coming.
So is yours Marie, my dear, for being so narrow minded and judging a wonderful man and an amazing father!
she couldnt touch any money he left to you.
If you have a life insurance policy the money goes to you NOT The EX!!!!
Before liability is imposed on a non-parent spouse, court proceedings are required to show unusual circumstances rendering that person liable. If this is not the case with you, then you should not be liable for payments of non-biological children.
For the best answer, I would suggest you speak with an attorney in your jurisdiction. He/She can give clarity better than most . Since his lack of work, I find it strange that he has not gone to court and had his required court ordered payment amount adjusted since, according to you, his financial situation has changed.
Either way, seek out legal help. They can ease your fears and handle any additional claims his wife can bring against you both. I am sure there are free legal advice places in your area. That is the best advice I know to give.
Child support comes out of his estate. If it was mortgage, it would be paid from the proceeds of his estate, including life insurance. What the children’s mother has is irrelevant. He owes what he owes, and if his condition is so reduced and he hasn’t asked for a modification, he’s a deadbeat. Period.
They can put a lien of his estate, as well as any life insurance. In Missouri, they can also place a lien on the estate of his parents, even if they are still alive at the time of his death.
How about fixing the problem over the arrears? Has he filed for a reduction in his support due to unemployment? Help is free from child support enforcement.
How is she causing him to lose his job? Perhaps he should file a harassment lawsuit against her.
These links will teach him what he needs to know about child support. He can also file for a retroactive reduction if he didn’t know he could get free help to modify the order.
http://Child_Support.Dads-House.org
Federal Child Support Enforcement Handbook for Non-Custodial Parents
http://ChildSupportRights.org
http://childsupportquiz.childsupportrights.org/
To learn a father’s rights, join Dads House Educational Center in Yahoo Groups. It’s free to join, access all materials You associate with other fathers going through, and have already gone through, the same issues. We have an Educational Manual that teaches everything that needs to be known in addressing your legal issues. Mention your question here when asked why you want to join, as well as your state? http://Dads-House.org
http://www.facebook.com/pages/Dads-House-Educational-Center/112967188746254 \\\\
Very sad to read your story, but no the ex-wife does not get anything out of your insurance payouts or his insurance payouts where you are the beneficiary.
If this person is working may be she should be paying him alimony. Sounds like she is in better shape than your husband.