As of 5 months ago, I decided to have the Lap-Band surgery. Tomorrow I am going for my 5th Appt.
As of Last week my husbands insurance company decided to change from Blue Cross Blue Shild of MI to HAP (Insurance that NO ONE has heard of)
With BBS of MI they cover my Surgery if I am over a 40BMI and have had a 6 month surpervised Diet. As I said I am on my 5 Appt. My Insurance is changing as of 9/1/09 and my surgery should be around the 9/15/09. Now the new insurance covers Lap-Band but they need a 1 year supervised diet and will only allow one hospital in america to do the surgery and it’s in Detroit MI …… I live in Florida ( who wants to travel after surgery?)
So who should be the one to cover the surgery if it is approved
You should be contacting your new insurance provider. If they require a 1 year diet then you have 6 months more to go. You are no longer insured under Blue Cross, therefore they will not pay.
This blows hard core for you, but there is little you can do about it.